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Welcome to Farmers & Merchants Savings Bank
We are an independent community bank with a
strong tradition of meeting our customers’ needs and the needs of
our community. Our bankers are your friends and neighbors and live
in the communities we serve.
Being a locally owned and managed bank gives us the unique ability
to make decisions more quickly. Our promise is to provide you with
good old-fashioned friendly personal service to go along with our
broad range of financial products.
We hope you enjoy our web site. Please feel free to contact us with any
questions or concerns you may have. Thank you for visiting!
Bruce Kout
President
This site is monitored to ensure proper
operation, and the accuracy of the data. Unauthorized attempts to
modify any information stored on this system, to defeat or
circumvent security features, or to utilize this system for other
than its intended purposes are prohibited and may result in criminal
prosecution. Farmers & Merchants Savings Bank or its employees shall
not be held liable for any error, omission, defect, delay in
transmission or operation, computer virus, communication line
failure, theft, destruction or unauthorized access to, alteration of
or use of information contained on this site. Farmers & Merchants
Savings Bank shall not be responsible for the contents of any off
site links. In the event that unauthorized third parties place
defamatory, offensive or illegal material on this Web site, the risk
of injury or harm from such material rests entirely with the user.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE
FOR TRANSACTION ACCOUNTS
All funds in a
"noninterest-bearing transaction account" are insured in full by
the Federal Deposit Insurance Corporation from December 31,
2010, through December 31, 2012. This temporary unlimited
coverage is in addition to, and separate from, the coverage of
at least $250,000 available to depositors under the FDIC's
general deposit insurance rules.
The tern
"noninterest-bearing transaction account" includes a traditional
checking account or demand deposit account on which the insured
depository institution pays no interest. It also includes
Interest on Lawyers Trust Accounts ("IOLTAs"). It does not
include other accounts, such as traditional checking or demand
deposit accounts that may earn interest, NOW accounts, and
money-market deposit accounts.
For more information
about temporary FDIC insurance coverage of transaction accounts,
visit www.fdic.gov.
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By following the above link you are now leaving the bank's website.
This institution does not guarantee or endorse the products, the
security, or privacy practices on linked sites. Nor is the
institution responsible for the accuracy of data on linked sites.
Thank you for visiting our site.
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