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Rev12/2012

FACTS WHAT DOES Farmers and Merchants Savings bank (F&M Bank)
DO WITH YOUR PERSONAL INFORMATION?
  Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
  The types of personal information we collect and share depend on the product or service you have with us. This information can include:
 
  • Social Security number and Income
  • Account Balances and Payment history
  • Credit History and Credit Score

When you are no longer our customer, we continue to share your information as described in this notice.

  All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons F & M Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information

Does Farmers and Merchants Savings Bank  Share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you

No

We Don't Share

For joint marketing with other financial companies

No

We Don't Share

For our affiliates’ everyday business purposes—
information about your transactions and experiences
No We Don't Share
For our affiliates’ everyday business purposes— information about your creditworthiness No We Don't Share
For nonaffiliates to market to you

No

We Don't Share

Questions? Call 888-383-2265
What we do  
How does F&M Bank
protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does F&M Bank
collect my personal information?
We collect your personal information, for example, when you
  • Open and account or deposit money
  • Pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit card bureaus, affiliates, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • Farmers and Merchants Savings Bank has no Affiliates.
Non Affiliates Companies not related by common ownership or control. They can be financial and non financial companies.
  • Farmers and Merchants Savings Bank does not share with non Affiliates so they can market to you.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • Farmers and Merchants Savings Bank does not jointly market.
 

 

 

 

 

 

 

 

 

 

 

 

Member
FDIC

 

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