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(F&M Savings)
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Checking Account Information
  • Account Transactions and Account Balances
  • Income and Wire Transfer Instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Farmers & Merchants Savings Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information

Does F&M Savings Bank  Share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you



For joint marketing with other financial companies


We Don't Share

For our affiliates’ everyday business purposes—
information about your transactions and experiences
No No
For our affiliates’ everyday business purposes— information about your creditworthiness No No
For nonaffiliates to market to you


We Don't Share

Questions? Call 888-383-2265 or go to

Who We Are
Who is Providing this Notice? Farmers & Merchants Savings Bank
What we do  
How does Farmers & Merchants Savings Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

To view our Privacy Policy, Visit

How does Farmers & Merchants Savings Bank collect my personal information? We collect your personal information, for example, when you
  • Open and account or show your government issued ID
  • Apply for a loan or give us your contact information
  • Make deposits or withdrawals from your account.

We also collect your personal information from others, such as credit card bureaus, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • Country Bancorporation
Nonaffiliates Companies not related by common ownership or control. They can be financial and non financial companies.
  • Farmers and Merchants Savings Bank does not share non public information with nonaffiliates.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • Farmers & Merchants Savings Bank does not jointly market.

Other Important Information To view our complete Privacy Policy, Visit
















































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